The payment platform
built for the Caribbean.

Accept cards, send invoices, manage subscriptions, and track every dollar — all from one dashboard. Powered by PowerTranz and Fiserv.

Start your free trial See how it works

Visa Mastercard Amex 11 currencies 3D Secure PCI compliant

POST /api/v1/sessions

// Create a checkout session in one request
curl -X POST https://ridleypay.com/api/v1/sessions \
  -H "Authorization: Bearer sk_live_..." \
  -d amount=149.99 \
  -d currency="USD" \
  -d customer_email="[email protected]" \
  -d success_url="https://mystore.com/thanks"

Everything you need to get paid.

Payment links, invoicing, subscriptions, analytics, and an AI assistant — in one platform.

Payment Links

Create a link, send it anywhere. Set limits, expiry dates, and track conversions. No code needed.

Invoicing

Create itemized invoices, email them, and let customers pay online. Track from draft to paid.

Recurring Payments

Automated billing on any schedule. Retries, reminders, receipts, and a self-service portal for subscribers.

Dashboard & Analytics

Revenue trends, conversion funnels, source performance, and failure analysis — updated in real time.

REST API & SDK

Create sessions, manage subscriptions, process refunds. Embed a payment button with one script tag.

Ask Ridley (AI)

Ask questions about your revenue, generate reports, process refunds, and export data — through conversation.

Live in 15 minutes.

Connect your merchant account, create your first payment link, and start accepting payments. No developer required.

Connect your processor

Enter your PowerTranz or Fiserv credentials. Ridley connects directly to your merchant account — we never hold your funds.

Create a payment method

Payment link, product page, invoice, subscription, or API integration. Pick what fits your business.

Get paid

Customers pay on your branded checkout page. Funds go directly to your merchant account. Track everything from the dashboard.

Connects to your stack.

WooCommerce, QuickBooks, webhooks, and a full REST API. Ridley fits into what you already use.

WooCommerce

Install the plugin, enter your key. Orders, payments, and refunds sync automatically.

QuickBooks Online

OAuth connect. Payments sync as sales receipts with correct tax codes and accounts.

Webhooks

10 event types with HMAC signatures, automatic retries, and full delivery logs.

REST API

Sessions, payments, refunds, subscriptions. Idempotency keys and plan-based rate limiting.

Simple pricing. No per-transaction fees.

You pay your processor's rates. Ridley is a flat monthly subscription.

Business

$199 /mo

5 team members
2 payment gateways
Recurring payments
50 AI messages / month
60 API requests / min

Start free trial

Professional

$349 /mo

Unlimited team members
5 payment gateways
QuickBooks integration
500 AI messages / month
300 API requests / min
White-label branding
Full API access

Start free trial

Enterprise

Custom

Everything in Professional
Unlimited gateways
Unlimited AI messages
500 API requests / min
Custom integrations
Dedicated support

Security is the foundation.

Not an afterthought. Every transaction is encrypted, verified, and auditable.

PCI-Compliant

Card data never touches your server. Handled entirely by the payment processor.

3D Secure on Every Transaction

Customers verified by their bank before charges go through. Reduces fraud and chargebacks.

Encrypted Credentials

Provider API keys encrypted at rest. Decrypted only at the moment of use.

HMAC-Signed Webhooks

Every webhook delivery signed with SHA-256. Timing-attack-resistant verification.

API IP Whitelisting

Restrict API access to trusted IPs or CIDR ranges. Per-source configuration.

Full Audit Trail

Every action logged with user, timestamp, and details. Role-based access with 13 permissions.

The payment platform built for the Caribbean.